Jan

6

To a Happy, Healthy and Frugalicious 2010!

Filed Under Building Wealth | Comments Off

While we’re sort of closed for renovation, I wanted to repost last year’s New Year message, and let you know we’re working hard to make YOUR 2010 the most bargain-filled ever.  Be back soon!

best year everHappy New Year, dear readers, and I hope you like the new word I am using. Frugalicious is the term for living the lifestyle of the rich and famous on an ordinary person’s budget, and we’re going for it big time in 2009. But first, a confession: I am so embarrassed — in the frenzy of the holidays I went to the supermarket and paid full price for everything! I felt like I was cheating you guys by not living the lifestyle I am teaching you, but I guess the lesson there is that sometimes, time and sanity win out over bargains and thriftiness. (Not always, not often, but sometimes!) Anyway, sorry for being off track, and watch in the next few days for my special report on starting the new year with some great new money-saving habits. Wishing you all a happy, healthy, prosperous 2009. See you soon.

Nov

6

Cruisin’ for Discount Jewelry

Filed Under Saving Money, Shopping, Travel | Comments Off

souvenir salesmanIt’s day five of my free cruise, and outside of an adventure excursion and a few trinkets, I’ve spent very little money.  I am clear, though, that it’s my disinclination to drinking and shopping that’s saving me.  These are the two things that cost extra on a ship.  My fascination continues as I explore others’ fascination with the the latter.

Are the savings really so great?  What drives people into the shopping frenzy?

I first pose the question to Therese, a Canadian ex-pat working at Diamonds International (the ubiquitous port of call jewelry retailers) in Costa Maya, Mexico.  “Let’s put it this way,”  she says.  “Would you wake up on a Tuesday morning at home and go shopping for a diamond?  It’s part of the cruise experience, and there is a great selection…but no, the prices are really not the best you can ever find.  But people enjoy it, and it gives them something to show when the trip is over.”

I next approached Phil, our charmingly English cruise shopping guide.  “Oh yes,” he said, “the prices really are so much lower, since everything is duty and tax free.”  He recounts the tale of many couples, newly engaged or honeymooning, who are dismayed to find that the rings they just purchased stateside are far less expensive in the islands.  But, he added, it’s hard to compare when your’e dealing with stones.  The proof, he continued, is in the prices of the branded items.  For example, if someone wanted to buy a Breitling watch, they could instead take a cruise, buy the watch in a port, and essentially get the watch for free, based on the list price compared to the actual island price.  I will, when I return home, do a little research on the validity of that statement, and will report back on my findings.

Diane, a frequent cruiser and former jeweler, loves to buy jewelry when she travels, although she is clear that the savings are not all they’re said to be.  But she buys anyway, citing unique designs and uncommon stones as her reason for purchasing.  Anna, another frequent cruiser, agrees.  But for every Diane, Anna and Therese,  there continue to be dozens, maybe hundreds, of uneducated, free-spending travelers who believe that they could never find such bargains anywhere else.

Besides, they say, it’s fun to tell people, when they admire the new pieces, that they bought them in Mexico, St. Maarten, or the duty-free shop on the cruise ship.

Me, I’ll buy a t-shirt.

Back to civilization this weekend, back to the search for Health Insurance on Monday.  For now, though, the jacuzzi awaits.

Meanwhile, for more on discount cruising, click here.